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Why Voya?

Uniquely Positioned to Capitalize on Market Opportunities

High Free Cash Flow Generating, High Return, Capital Light Businesses

We are focused on our high growth, high return, capital light businesses as part of our mission to make a secure financial future possible — one person, one family, one institution at a time:

  • Wealth Solutions: We are a Top 5 Player by AUM, plans, and participants
  • Investment Management: Top performing fixed income and specialty asset manager
  • Health Solution: Focused Group Benefits provider with top 5/10 positions in Stop Loss and Voluntary
  • Together we serve 15 million customers with over 225,000 points of distribution and $890 billion AUM / AUA


  1. Note: Pre-tax. Excludes Adjusted Operating Earnings attributable to Corporate. Adjusted Operating Earnings is a non-GAAP financial measure. Information regarding this non-GAAP financial measure, and a reconciliation to most comparable U.S. GAAP measure, is provided in the “Reconciliations” section of the Quarterly Investor Supplement.
  2. Excludes notable items; excess alts/prepays, DAC unlocking.

Disciplined and Balanced Capital Management

3Q'24 TTM capital generation in-line with 90% + target3

 

  1. Excess Capital is defined as Statutory Total Adjusted Capital (TAC) in excess of 375% RBC level, net of any outstanding loans, and Holding Company Liquidity in excess of required liquidity. Holding Company Liquidity includes cash, cash equivalents, short-term investments, and short-term loans with non-insurance subsidiaries, held at Voya Financial, Inc. and Voya Holdings Inc., and Voya Investment Management tangible net capital in excess of target.
  2. Excess capital of $0.4 billion excludes the approximately $400 million of proceeds from the 3Q’24 debt issuance in anticipation of the $400 million of maturing debt in February 2025.
  3. Free cash flow conversion defined as capital generated as a % of Adjusted Operating Earnings after tax.

Voya Cares and ESG

  • Voya Financial is intentionally a different kind of company — from our culture to our commitment to help Americans achieve a secure financial future. We are committed to doing the right thing — for our employees, our clients, our communities and the environment.
  • Our commitment to Corporate Responsibility and ESG is woven into throughout our enterprise and guides our decision making process. We believe this provides us with a competitive advantage to peers, advances long-term corporate sustainability, and is ultimately the right thing to do that helps shape the character and culture of Voya.
  • Highlight the following:
    • Voya Cares: We support our community investment work through grants and employee matching gifts programs. We also positively impact the community through charitable sponsorships, employee volunteerism and executive board placement programs.
    • ESG: We take a top-down and bottoms-up approach to ESG at Voya as we believe achieving high ESG alignment and standards within and across our organization as helping to drive a competitive advantage, long-term corporate sustainability and differentiation from peers. We encourage you to learn more here