About Voya

Voya Financial, Inc. (NYSE: VOYA), helps Americans plan, invest and protect their savings — to get ready to retire better. With a clear mission to make a secure financial future possible — one person, one family, one institution at a time.

Why Voya?

3

Complementary, high cash flow generating, high return, capital light and workplace focused businesses

90%+

Free Cash Flow Conversion, including our Deferred Tax Asset (a key source of value)

$0.4 billion1,2

proforma excess capital as of 3Q’24 – a strong capital position

$890 billion

of total AUM and AUA across ~15 million customers3

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(1) Excess Capital is defined as Statutory Total Adjusted Capital (TAC) in excess of 375% RBC level, net of any outstanding loans, and Holding Company Liquidity in excess of required liquidity. Holding Company Liquidity includes cash, cash equivalents, short-term investments, and short-term loans with non-insurance subsidiaries, held at Voya Financial, Inc. and Voya Holdings Inc., and Voya Investment Management tangible net capital in excess of target.

(2) Excess capital of $0.4 billion excludes the approximately $400 million of proceeds from the 3Q’24 debt issuance in anticipation of the $400 million of maturing debt in February 2025.

(3) As of 09/30/2024

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