About Voya

Voya Financial, Inc. (NYSE: VOYA), helps Americans plan, invest and protect their savings — to get ready to retire better. With a clear mission to make a secure financial future possible — one person, one family, one institution at a time.

Why Voya?

3

Complementary, high cash flow generating, high return, capital light and workplace focused businesses

90%+

Free Cash Flow Conversion, including our Deferred Tax Asset (a key source of value)

$250 million1,2

excess capital as of 3Q’26

$1.2 Trillion

of total AUM and AUA across more than 18 million customers3

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(1) Excess Capital is defined as Statutory Total Adjusted Capital (TAC) in excess of 375% RBC level, Holding Company Liquidity in excess of required liquidity, and Voya Investment Management tangible capital in excess of target. Holding Company Liquidity includes cash, cash equivalents, and short-term investments held at Voya Financial, Inc. and Voya Holdings Inc. Excess Capital and RBC are both adjusted for certain intercompany loans and transactions.

(2) Free cash flow conversion defined as capital generated as a % of Adjusted Operating Earnings after tax. Amounts displayed on this page are approximate.

(3) AUM and AUA as of 9/30/2026. Customers as of 9/30/2026

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