Individual Life

We are one of the top providers of life insurance in the United States. In our focus individual products, term and universal life, we currently rank eighteenth and twenty-first, respectively, based on premiums sold.

Our Individual Life segment has a broad independent distribution footprint and manufactures a wide range of competitive products, from low-cost term life insurance designed to serve the middle market to fixed, indexed and variable universal life insurance products targeted to more affluent markets. We have been re-pricing term and universal life given the low interest rate environment, and are focused on selling indexed and accumulation products in an effort to use capital efficiently.

2Q’19 TTM Individual Life Adjusted Operating Earnings before Income Taxes of $4mn

Pie Chart - Individual Life Pre-Tax Operating Earnings

Objective: Improve returns by leveraging widespread distribution to deliver less capital intensive products.

Performance dashboard:

Bar Chart - Individual Life Pre-Tax Operatings Earnings


Individual Life Product In-Force Face Amount 
(As of September 30, 2018)
($ in millions)
Universal Life $81,634
Variable Life $20,626
Term $206,189
Whole Life $1,683
Total $310,132

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Contact Investor Relations

Michael Katz
Senior Vice President, Head of Investor Relations and Enterprise FP&A
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