We are the sixth ranked provider of medical stop loss coverage in the United States based on in-force premiums.
Our Employee Benefits segment provides group insurance products to mid-size and large corporate employers and professional associations. In addition, our Employee Benefits segment serves the voluntary worksite market by providing individual and payroll-deduction products to employees of our clients. Our Employee Benefits segment is among the largest writers of medical stop loss coverage.
Full Year 2016 Employee Benefits Operating Earnings before Income Taxes $126mn
Objective: Improve returns by reducing loss ratios, increasing the in-force premium of Stop Loss and Group Life, and growing in the Voluntary market.
($ in millions)
|% of Sales
|Brokerage (Commissions Paid)
|Benefits Consulting Firms (Fee Based Consulting)
- #4 in Stop Loss sales
- #9 in Voluntary sales
- #11 in Group Life sales
- Stop Loss ranking from MyHealthGuide newsletter rankings (as of November, 2016), does not include most managed healthcare providers
- Latest available rankings from LIMRA (3Q’16)